1121 W Spring St
Monroe, GA 30655
Anyone who has spent any time in Georgia knows that auto insurance is required. While finding an insurance agent can be a challenge, these individuals can also provide valuable information regarding the different types of auto insurance. With many different cars and many different choices for coverage, these variations can be overwhelming to the average person. For a resident of Monroe, GA looking for auto insurance, check out some of the important differences below.
The first option is a minimal form of auto insurance called liability only. This is the minimum amount of insurance required by law in order for an individual to drive a vehicle in the state of Georgia. If a person is involved in a collision and has liability only insurance coverage, the auto insurance provider will pay to fix the other party’s vehicle but not the vehicle of their client, who has liability only. This is a bare bones insurance and most individuals would desire auto insurance coverage for their own vehicle as well.
The next rung up the ladder is collision coverage. If a person is involved in a collision and has collision coverage, the auto insurance policy will pay to fix that person’s car and the vehicle of the other party. With this policy, a client knows that if they are involved in an accident, their car is covered as well as the other party’s car. This is a common auto insurance policy on the road.
The top of the ladder is generally called a comprehensive coverage. If the car is damaged for any reason, including an accident, natural disaster, theft, or otherwise, the car is covered. For people who live in high-risk areas or are at risk for being involved in natural disasters, this is the policy to look into.
For residents of Monroe, GA looking for an insurance agent, contact Bryant Insurance. Bryant Insurance has a long track record of helping people in their time of need. Call today for more information.