Renter’s insurance safeguards you against the loss of your personal possessions in your home, including items like clothing, appliances, and furniture. The cost of a renter’s insurance policy is relatively inexpensive because you aren’t paying to insure the building or property. It would be difficult for most people to replace all of their possessions out of pocket in the event of a fire or other occurrence. If you are in Loganville or Monroe, GA and don’t already have a renter’s insurance policy, you can contact our representatives at Bryant Insurance to see if a policy would help meet your current needs.
What if my car was broken into?
But what happens if you left something valuable in your car, and they are stolen while left there? Or what if you are moving your possessions from your old home to a new home, and they are damaged while in transit? Your auto insurance policy is unlikely to have a clause which covers personal property.
Luckily, your items should be protected under your renter’s insurance policy even if the loss occurs somewhere else. Renter’s insurance covers losses that occur off-premises, whether they occurred in your vehicle, in a storage unit, or at another location. However, there may be a limit to how much your policy will pay for losses that do not occur on your premises. You should look at your policy carefully to make sure that the limits meet the needs.
If you are interested in purchasing renters insurance in Loganville or Monroe, GA, or if your current policy is not meeting all your needs, please feel free to call Bryant Insurance today. Our agents are ready to answer your questions and help you get started on a policy.