There is nothing worse than having your Monroe, GA home swept away by a natural disaster only to learn that your homeowner’s insurance policy does not cover the event. How are you supposed to rebuild from ground zero with no financial assistance coming from the entity that you’ve paid thousands to provide assurance in instances such as these? An agent from Bryant Insurance can explain the tenets of your current policy and offer suggestions for future plans before tragedy strikes.
A standard homeowner’s insurance policy usually does not cover natural disasters.
You generally are on your own when an earthquake or hurricane hits and your home is destroyed. Such is especially the case when you reside in a high-risk area where severe storms or earthquakes are second-nature. You do yourself an injustice to not seek out a supplemental policy that goes along with your standard homeowner’s insurance plan in these instances.
Some fires caused by nature may be included in your standard homeowner’s insurance plan.
There are times when you do not need to purchase a supplement just to cover natural disasters. Such is sometimes the case with brush fires. A standard homeowner’s insurance policy may provide enough coverage for you to rebuild your home if it is destroyed by a non-arson related fire. You may, however, have to pay a higher premium if you reside in an area classified as high-risk for brush fires.
You should not take chances when it comes to your home and personal possessions in Monroe, GA. Accidents happen far too quickly for you to wait until the last minute to prepare for them. Call an agent at Bryant Insurance today and let them inform you on what a standard homeowner’s insurance policy entails!